The Only Credit Card That Gives You Free Access to Your FICO Score
Part of managing your credit responsibly involves knowing your FICO score. You can order your score anytime from the various credit bureaus, but there is a fee involved. (Everyone is entitled to one free credit report each year from each of the major bureaus; but it doesn’t include your FICO score, which is a large part of how creditors determine whether or not to issue you credit, among other things).
WaMu has been offering their cardholders access to their FICO score, for free, since 2003. If you have a WaMu credit card, you simply set up access to your online account manager, which allows you to make payments and view your credit card history as well as receive monthly updates from TransUnion regarding your FICO score and why it is what it is! Ongoing credit monitoring can be purchased through various companies for monthly fees that can add up to over $100 a year.
Keeping on top of your credit history is important. WaMu offers you a way to do that simply by being a credit card holder.
Robert Coates said,
March 2, 2008 @ 7:15 pm
The price is certainly right, and the service is useful; however, the Trans Union score is NOT a REAL FICO score. The only place to get all three real FICO scores is at the Fair Isaac site.