Credit Card Blog

When you go out with friends, do you always end up in an argument over who pays the bill? Or do you spend almost half an hour trying to divide who owes what for what? By playing Credit Card Roulette, you don’t have to worry about these burdensome situations. Imagine leaving the decision to chance?

Credit Card Roulette is a game where each diner in a party puts their credit card into a hat, bowl or other container, and at the end of the meal, the waiter or waitress selects a card. The owner of the card is certainly safe, but then the hat/bowl/whatever gets passed around the table, each guest removing a card until the last card is left – the (un) lucky cardholder gets to foot the bill for the whole table.

The stakes are high for everyone at the table (who may get nervous when others order steaks). A meal consisting of drinks, entrees, dessert, appetizers and a tip could max out a credit card, or even exceed a cardholder’s available limit.

A variation of the game, where a card is drawn after each course of the meal, adds fuel to the fire as those relieved of the risk of paying for all may be tempted to go for the premium wine or the “richest” desserts.

There are more variations where the diners are unaware that the game will be played at the end, and where those that are unwilling to take the risk pay their own bill plus a penalty fee. Of course, the more people that are eating, the lower your chances of “winning.” This game amongst a party of three is a lot less daunting of a bill, but a much higher chance of getting caught.

Another type of credit card roulette refers to transferring credit card balances from higher APR cards to lower APR, and is far less risky!